1. What Are Cookies?

Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They help websites remember information about your visit, such as your preferred settings and other information that can make your next visit easier and the site more useful to you.

2. How We Use Cookies

DefiLend uses cookies for several important purposes:

• Essential Functions: To enable core platform functionality, including wallet connections and transaction processing
• Security: To protect against fraud, secure your account, and maintain the integrity of our DeFi platform
• Performance: To analyze how our platform performs and identify areas for improvement
• User Experience: To remember your preferences, such as theme selection and language settings
• Analytics: To understand how users interact with our platform and optimize our services

3. Types of Cookies We Use

Cookie Type	Purpose	Duration
Strictly Necessary	Essential for platform functionality, wallet connections, and security features	Session/Persistent
Performance	Help us understand how users interact with our platform	Up to 2 years
Functional	Remember your preferences and settings	Up to 1 year
Analytics	Collect information about platform usage and performance	Up to 2 years

4. Third-Party Cookies

We may use third-party services that place cookies on your device. These include:

• Blockchain Analytics: For monitoring wallet interactions and transaction patterns
• Security Providers: For fraud prevention and platform security
• Analytics Services: For understanding user behavior and improving our platform
• CDN Providers: For faster content delivery and improved performance

Important Note on Wallet Data

While we use cookies to enhance your experience, your wallet data and transaction history are accessed directly from the blockchain through secure protocols. This information is not stored in cookies but is analyzed in real-time to determine your creditworthiness and lending eligibility.

5. Managing Your Cookie Preferences

You have several options for managing cookies:

Browser Settings

Most browsers allow you to:

• View and delete existing cookies
• Block all cookies or specific types of cookies
• Set preferences for different websites
• Clear cookies when you close your browser

Opt-Out Options

For analytics and performance cookies, you can opt out through:

• Browser settings and privacy controls
• Third-party opt-out tools and services
• Our cookie consent banner (when available)

6. Cookie Security and Privacy

We implement robust security measures to protect cookie data:

• All cookies are transmitted over secure HTTPS connections
• Sensitive information is never stored in cookies
• We use secure cookie attributes (HttpOnly, Secure, SameSite)
• Regular security audits and updates to our cookie implementation

7. International Data Transfers

As a global DeFi platform, your cookie data may be transferred to and processed in countries outside your residence. We ensure appropriate safeguards are in place to protect your data in accordance with applicable privacy laws, including GDPR and other relevant regulations.

8. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we will:

• Post the updated policy on our website
• Update the "Last Updated" date at the bottom of this policy
• Notify users through appropriate channels when required by law

9. Contact Information

10. Legal Compliance

This Cookie Policy complies with applicable laws and regulations, including:

• General Data Protection Regulation (GDPR)
• California Consumer Privacy Act (CCPA)
• ePrivacy Directive
• Other applicable data protection and privacy laws

Your rights regarding cookies and personal data are outlined in our comprehensive Privacy Policy.